Money Gizmo's Top 10 Post in 2012

We are proud to announce that Money Gizmo's readership is increasing since we started last 2011. This year, we aim to double last year's readership. Last year we have about 17,000 page views with 13,000 unique ones. As a new blog about personal finance and money management, this is a great accomplishment for the website. From being alone in posting articles, I have invited some contributors who are also my real-life friends. You must have read some posts from Reyman Ilagan and Dee Dora. Both are working professionals who are also promoting the value of savings and investments.

Now, let me share you our Top 10 Post in the year 2012. I hope you find time to read the list below as most of our readers have found them interesting and contains a valuable information.

Top 10 Post for 2012 here at Money Gizmo:

Top # 10 - Top 10 Liabilities to Avoid.

I budget a lot and it has been a part of my monthly routine especially when paydays are near. There’s no perfect budget and it really changes a lot especially when our income starts to grow too. However, there are cases when even though there’s an increase in income, the budget still seems to be insufficient. It is because of liabilities which triggers us to overspend more than what is really set for a budget item. Read more...

Top # 9 - The Financial-Wise Full-Time Employee Checklist.

It’s been 10 months since I started my journey towards financial freedom and I must say I have encountered some ups and downs already. There’s been months when there’s profit but there’s also months when I am at a loss. But, whatever happens I make sure that I will always be eyeing on my target – financial freedom. Read more...

Top # 8 - Cease Being Late.

Are you running out of excuse or reason to tell your boss why you are late? Then why not stop being late? Being late is a bad habit. It will give your company a bad impression on you, you will always look haggard running and catching breath, you will lack discipline, you will have deductions, you will have a record at the HR department and you will get deductions. Read more...

Top # 7 - Do You Spend A Month of your Salary for a Coffee?

I happen to watch a youtube video - Money Mindset by Chinkee Tan talking about how one should have a mindset about money. During his interview he tackles a lot of tips when it comes to handling your finances. Read more...

Top # 6 - BPI Credit Card Finance Charge Calculator.

For those people with a BPI Classic or MasterCard, I have created an excel file which you can use to compute for the finance charges added when you do not pay your bill in full. This excel file is based from the sample computation that you can also find at the back of your Statement of Account. Use the finance charge calculator for your BPI Credit Cards for free! Read more...

Top # 5 - Why most Filipinos do not get rich.

There goes your money. But hey, it’s only few days after payday and yet you are almost out of cash again. Most of us have already paid our utility bills – electricity, water, internet connection and postpaid plans and our credit card bills. And I believe this goes to almost every employees like me and might be one of the reasons why only a few Filipino get out of the rat race. Read more...

Top # 4 - Jonathan Livingston Seagull

A Story. Particularly a book about life’s flight and its challenges and a powerful book to admonish self-perfection. Topped as one of the best-selling novels in the US; this book was a part of my study in High School 2nd Year Level English and Literature, the teachers purpose as I remember is for us to absorb the interesting topic and of being inspired of the future life as we get old. Read more...

Top # 3 - 3R: Hitting Economic and Ecological Management.

Last week, 80% of Metro Manila was affected by the Monsoon rain brought by Haiku. These continual rain highly affected areas such as Las Piñas, Bulacan, Pampanga, Muntinlupa, Manila, Even our corporate centers aren’t exempted including Makati and Pasig. And after the flood has subsided, the main causes of these heavy floods were left on the streets, Garbage. Read more...

Top # 2 - Be a Manager now.

Manager, sounds like a very promising position. It a position that makes people say “wow, heavy!” and make builds a perception of a man with good decision making, skills and command, both practically and theoretically capable. Read more...

Top # 1 - Rock and Roll This Rainy Season.

Hey don’t curse the rain, in some way or another rain provides us water. It fills in the dams where we get our water supplies for the year long, helps grow crops where we get our food, it is essential for us to survive. Read more...


Our goal here in Money Gizmo is not only to give out easy-to-understand information about the technicalities of savings and investment but also articles that will motivate you to get started. These are all personal experiences from people like you who are yet to attain financial freedom. Happy investing!

Mark Hugh Neri

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